Beyond Tuition

The student budget below is an estimate of living expenses that a graduate student will have during the program. These costs are used to calculate the “total cost of attendance” during the program, which is used to determine your maximum loan amount. We understand that as working professionals who most likely live and work in the area already, these are not additional expenses, but rather expenses that can be included as you determine your loan needs.

Estimated expenses include: housing, food, utilities, renter’s insurance, transportation and personal expenses such as cell phone, cable/internet, laundry/dry cleaning, clothing, hair/grooming, and recreation. This budget does not consider existing consumer debt. Minor adjustments may be necessary to fit your individual circumstances.


Living Expenses (1) Per Semester Per Academic Year 
(3 semesters: Fall/Spring/Summer)
Books $0 (included) $0 (included)
Housing $1,880 $5,640
Food $1,160 $3,480
Personal (2) $800 $2,400
Transportation $1,065 $3,195
  1. Living expense estimates are based on reasonable cost of living for the Winston-Salem area. A student’s total financial aid package (scholarships, fellowships, and all education loans) cannot total more than the estimated living expenses plus tuition and fees.
  2. Personal expenses include items such as cell phone, cable/internet, laundry/dry cleaning, clothing, hair/grooming and recreation. Health insurance is required by the University for all students and offered as an option for those needing coverage. Please visit to see insurance rates for your age band. Dependent coverage is available.

Contact Us

If you have specific questions, please contact Linda Higgins, Associate Director of Financial Aid, at 336.758.4424, or Michelle Van Meter, Assistant Director of Financial Aid, at 336.758.4045, or email the Financial Aid Office at